For the most part things have been nice. There is a monthly check up call and when you call, someone always answers. Everyone has been nice. The only star they lost was not being more upfront and transparent about the "fine print" of the contract that says that I'll be responsible for paying a % in fees for each debt settled based on the starting debt amount. These fees are going to total me a QUARTER of what my initial starting debt was.. After the settlement amount and the amount I'm paying in fees, I'll be interested to see how much I actually ended up saving in the end. Certainly not as much as I anticipated adding in that extra 25% of assessed fees. I wouldn't have done anything differently, but sincerely appreciate upfront honesty and transparency.
via Google
Arthur FloresFebruary 17, 2026
shirley cervantesJanuary 31, 2026
Kerry ZeeDecember 9, 2025
Elida GuerraOctober 17, 2025
Emily FossSeptember 25, 2025
Katalina ScottSeptember 16, 2025
Byron BrinkmannSeptember 9, 2025
Roger NAugust 8, 2025
Guardian Litigation staff are very helpful and contact me regularly by phone to give me updates on my progress.
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To be honest at the beginning I was a little concerned and hesitant about their service. I was going to start making payments and did not know if this was going to actually work, but I needed help. over time they have been able to negotiate my debt, and I continue to make payments. I have even recently been sued because a credit card had sold my account. I contacted Guardian and they were able to settle the account. I am very pleased with their service and professionalism. thank you!
via Google
Very helpful, supportive and always communicating with me. Help me with a monthly payment that suits me. Best decision I made in getting out of debt.
via Google
Thank you for all of your help!! I feel like I’m starting to see a little bit of light at the end of the tunnel ❤️❤️
via Google
I couldn’t be happier with my experience. For anyone considering this service, understand you must have patience with the settlement/negotiation processes, and understand the negative impact it will have on your credit score - but I was told about these things before I agreed to anything. They are very transparent, and have excellent customer service. I’ve been using the program for a year, and 3 out of 5 of my accounts have been settled. My credit score dropped from 780’s to 550’s, so it’s a big hit, but in my opinion, it’s worth it to keep yourself on track paying debts, and the settlements have saved thousands already. And I cannot overstate their kindness, communication, and professionalism.
via Google
I was ready to let the company go and deal with my debt on my own but I am happy that I did not make that decision because I was served with litigation and it was handled by Guardian Litigation professionally. I did not have to appear in court and the settlement was made. I am thankful that I stuck it out. I started with 5 accounts. 2 have been paid off. 2 are in settlement and only 1 left to clear.
via Google
Had removed one account with Guardian about 2 months ago and added another to be serviced by them. None of the changes were actually made so I have been paying them without any actual progress made besides one account they were able to help with. No on here follows up. Cannot suggest this service.
via Google
I was very skeptical at first, I was sure that this type of settlement plan would be on my credit report and be very detrimental. However it wasn't and once the account got paid off the account fell off my credit report. So I am absolutely ecstatic and I would highly recommend Guardian litigation group to anyone who needs to get out of debt.
