L PJuly 28, 2026
⭐☆☆☆☆ – Don't Trust Century Law
I deeply regret enrolling in Century Law's debt resolution program.
When I signed up, I was given a projected program length of 48 months. I relied on that timeline when making one of the biggest financial decisions of my life. I faithfully made my monthly payments for years, believing I was working toward becoming debt-free.
Instead, after nearly completing the program, I was informed that I now need to make another 18 months of payments because the settlements did not meet their projections. That adds a year and a half to the commitment I originally agreed to.
To make matters worse, I have since lost my job and can no longer afford these additional payments. After paying into the program for 3 years, I am now facing the possibility of filing for bankruptcy—the very outcome I enrolled in this program to avoid.
Communication throughout this process has been poor. I had to repeatedly ask for explanations, and I never received a satisfactory solution to what I believe is a fundamentally unfair situation.
My advice to anyone considering Century Law is simple: ask them, in writing, what is the maximum amount of time and money you could end up paying if settlements do not go as projected. Don't rely only on the estimated timeline presented during enrollment.
More details:
Here's a strong response you can paste into that field:
Century Law is a Florida-based law firm that markets legal debt settlement services to consumers experiencing financial hardship. I enrolled in its debt settlement program after signing a written agreement that represented my program would be completed with a final payment in **September 2027**.
I relied on those representations when I enrolled and made my required monthly payments.
Despite more than three years in the program, Century Law failed to settle or pay approximately eight of my creditor accounts. As a result, interest, penalties, and fees continued to accumulate, significantly increasing my debt. Century Law has now informed me that my program must be extended by approximately one additional year and that I will be responsible for approximately **$13,000** in additional debt caused by those delays.
The company communicates with me by email and telephone. Their branding and advertising represented that they would negotiate and settle my debts to help me become debt-free and avoid bankruptcy. Instead, their failure to timely resolve my accounts has left me in a substantially worse financial position than when I enrolled.
I recently lost my job, and because of the financial damage caused by Century Law's delays, I now have no realistic alternative other than filing for Chapter 7 bankruptcy. Rather than helping me avoid bankruptcy, the company's handling of my case has made bankruptcy my only viable option.
via Google
